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The Golden Years: More Golden
Chances are “you might live longer than you think.” This was the longevity message of a Wall Street Journal article earlier this year.1 Indeed, we are living longer and healthier lives — half of those born today are expected to live to the centenarian age of 100.2...
Looking Forward: Growth Will Continue
As the economy begins to show signs of slowing, we may need a reminder to focus on the positives. Today, it appears that interest rates are steadying, and inflation is being kept under the watchful eyes of the central banks. It’s also worth mentioning that many...
Back to Basics: Portfolio Composition, Asset Allocation & Portfolio Risk
Recent market volatility is a reminder that equity markets are inherently cyclical by nature. At the start of the year, the Wall Street Journal profiled investors who used leverage alongside an investment thesis of “buy and hope”— a fortuitous approach during bull...
YOU ASKED: Should I Open the RESP for a Grandchild?
How has the cost of an education grown over time? A look back at the historical cost of undergraduate tuition provides some insight. For those who went to university in the 70s and 80s, tuition was largely in the hundreds of dollars. Today, average undergraduate...
Complement Your Portfolio with Insurance
With interest rates rising substantially from their lows, there has been increased attention to low-risk, fixed-income investments like Guaranteed Investment Certificates (GICs). Yet, there may be alternatives that produce a more favourable financial result, after...
Warren Buffett Speaks: His “Secret Sauce” & More…
What’s in Warren Buffett’s “secret sauce?” In his latest shareholder letter, the Oracle of Omaha shares one of his ingredients for success: dividend-paying stocks. When equity markets are climbing, dividends often take a back seat to capital gains for investor focus....
Welcome to the Age of Artificial Intelligence
In the summer of 2022, technology pioneer Bill Gates met with the team that developed the algorithm ChatGPT and left them with a challenge: “Train an artificial intelligence to pass an Advanced Placement biology exam...if you can do that, you’ll have made a true...
Maximize Your Exemption: Thinking Ahead to the Sale of Your Property (IES)
It is the summer — one of the busiest seasons for residential home sales. For many of us, our home is one of our most valuable assets. With many investors now owning multiple properties, thinking ahead to their eventual disposition may be worthwhile. As a reminder,...
Intergenerational Wealth Planning: In Praise of the Summer Job
Remember the days of old, when the summer job was a rite of passage? Those of us who preceded the digital era may connect with an article in the popular press that reminisces on this bygone era: “newspaper delivery was the first rung on many an economic ladder....
The Fed Pause: Are We Near the End of the Rate Cycle?
If talk of interest rate increases has seemed unending, you’re not mistaken: we are in one of the most aggressive tightening cycles in 40 years. In May, the U.S. Federal Reserve raised rates for the 10th consecutive time in its fight to bring down inflation. In less...
The Future Looks Bright, Indeed!
It has been said that millennials — those born from 1980 to 1994 — were the first generation worse off than their parents financially. Skyrocketing housing prices, a higher cost of education and a challenging economy, among others, were to blame. And while things...
June Market Insights: Is AI The Next Goldrush?
Terminator vs. R2-D2Download this PDF here.Hollywood and Artificial Intelligence (AI): The Emotional Scars Are With Us TodayIn the movie Terminator, a dystopian society is under attack by artificially intelligent robots that are hell bent on the...
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