The newsroom
Keep up-to-date with our current happenings
HIGHER FOR LONGER INTEREST RATES? HISTORICAL PERSPECTIVES ON THE EQUITY MARKETS
Since the summer, bond yields have risen rapidly. In April, the U.S. 10-year Treasury yield hovered around 3.3 percent; by October, it had risen to 5 percent for the first time in 16 years. This is a substantial increase in just six months. Many market observers...
INVESTMENT TACTICS DURING UNCERTAIN TIMES
After a volatile 2023 in the financial markets, one of the by- products has been that some investors feel inclined to take a more conservative investment stance. How can this be achieved? Selling all of your stocks and holding cash equivalents is one extreme...
THE INVESTING ROAD IS A LONG ONE
As we look forward to another year, after the financial market volatility we experienced in 2023, it may take discipline to stay focused on our objectives, but here are three perspectives: 1. Volatility plays a normal role in the markets. Stock market declines are a...
For High-Net-Worth Investors: Life Insurance for Education Planning
For high-net-worth (HNW) investors, life insurance may provide benefits beyond protection, including helping to support the education costs of a child or grandchild. With the ever-growing cost of post-secondary education, many HNW investors are looking for different...
CPP: FOUR THINGS YOU MAY NOT KNOW
The Canada Pension Plan (CPP) has been in the spotlight as the Alberta government proposes creating its own retirement plan. For the answers to some questions about Alberta’s potential divorce from the CPP, see: https://www.cbc.ca/news/business/cpp-app-pension-...
FEBRUARY MARKET INSIGHTS: Trump’s Shadow
Echoes of History and Financial Markets in a Post-Pandemic World As we enter a presidential election year in the U.S., financial markets are resonating with historical echoes. One can particularly recognize the rise of populism after the Civil War, which parallels...
BEYOND ESTATE PLANNING: FOR 2024, UPDATE YOUR FINANCIAL INVENTORY
As we enter a new year, and in this time of resolutions, why not resolve to take stock of your financial inventory? With over $1.8 billion in unclaimed bank accounts across Canada, the amount of assets that have been simply forgotten over time remains astounding.1...
The Challenges of Women and Wealth Accumulation
Are there gender differences that impact the way we accumulate and manage wealth? In the past, studies have suggested that women tended to approach investing with more risk aversion compared to their male counterparts, leading to the formation of more conservative...
IN BRIEF: REASONS FOR DIVERSIFICATION
In many aspects, the economies of Canada and the U.S. share similarities as developed countries ranked among the top 10 economic powers globally. Over the past two years, we’ve both grappled to curb inflation, with central banks’ actions mirroring each other....
Credit Scores: When Was the Last Time You Checked?
It has been said that “there are two things you should never be without: your reputation and your credit rating. You can destroy them both in an instant and spend the rest of your life trying to get them back.” Over the summer, the long-term credit rating of the...
HOW WELL ARE YOU MANAGING YOUR RRSP? AVOID THESE FIVE RRSP PITFALLS
Registered Retirement Savings Plan (RRSP) season is just around the corner. Beyond the importance of growing funds for retirement, avoiding certain practices can help to save tax or create a bigger nest egg for the future. Here are five RRSP pitfalls: 1. Withdrawing...
WISDOM FROM THE WORLD’S GREATEST INVESTORS: SIX INVESTING RESOLUTIONS FOR 2024
As we begin another year, here are six investing resolutions, alongside words of wisdom, from some of the world’s greatest investors: “Sometimes the tide is with us, and sometimes against. But we keep swimming either way.” — Charlie Munger 1. Keep swimming. Warren...
FOR 2024: FOCUS LESS ON THE HEADLINES
It has been 45 years since BusinessWeek declared the “Death of Equities,” warning that rampant inflation was “destroying the stock market” and “to regard the death of equities as a near-permanent condition.”1 These dramatic prognostications haven’t subsided over time,...
LOOKING FORWARD: REFLECTING ON A YEAR THAT HAS PASSED
Need some good news? Things may be better than they seem. Understandably, consumer sentiment has lingered at low levels. We’ve been through a lot lately. We’ve persevered through a pandemic, only to face new challenges on the other side, many of which have come about...
The Greatest Wealth Transfer in History is Here
As some of the youngest Baby Boomers turn 60 this year, and the oldest approach 80, the greatest intergenerational wealth transfer is now in motion. It is expected that over $1 trillion of wealth will be transferred to Canadians — a number that has grown with the...
Consider Making Investments More Tax Efficient
Just as investments benefit from compounded growth over time, the associated taxes on income and gains can accumulate to become significant. Recall the different ways that investment income is taxed in non-registered accounts. Interest income is fully taxable at the...
Estate Planning Objectives: Eight Questions to Ask
Estate planning is an important consideration for every investor’s wealth plan. We often talk about the importance of the mechanics of the estate plan, such as the use of wills, power of attorney, insurance, trusts and ownership of assets. These are fundamental in...
Final Thoughts For 2023: Unveiling The Path To A 1.75% Federal Funds Rate
Balancing Churchill’s Caution, Truman’s Expectations, And Gandhi’s Wisdom In The Age Of Chaos “I always avoid prophesying beforehand, because it is much better policy to prophesy after the event has already taken place.” – Winston Churchill In the realm of economic...
2024 Forecast: The U.S.’s Tech-Driven Reinvention
“Never bet against America.”– Warren Buffett Ray Kurzweil, computer scientist and futurist, once said, “The past is over; the present is fleeting; we live in the future.” This sentiment echoes through our current moment as we stand on the threshold of an era defined...
Actions to Consider: Your Year-End Financial Planning Checklist
With the arrival of cooler and shorter days, it is a reminder that there are only a few months remaining in the calendar year. Are there actions that you can take before year end to impact your financial position? Here is a checklist of ideas: ☑ Realize capital losses...
The Golden Years: More Golden
Chances are “you might live longer than you think.” This was the longevity message of a Wall Street Journal article earlier this year.1 Indeed, we are living longer and healthier lives — half of those born today are expected to live to the centenarian age of 100.2...
November Market Insights: Riding The Bull In The Midst Of Chaos
Investing Strategies For A New Era Of Growth And Innovation “I never seen you looking so bad, my funky one.” – Steely Dan In the investment world, volatility and uncertainty often reign, evoking a sense of unease. Remembering the call for 3000 on the S&P 500 Index...
Looking Forward: Growth Will Continue
As the economy begins to show signs of slowing, we may need a reminder to focus on the positives. Today, it appears that interest rates are steadying, and inflation is being kept under the watchful eyes of the central banks. It’s also worth mentioning that many...
Investing in Music Royalties: A Unique Asset with David Vankka
https://youtu.be/LWCRm9UaiRc?si=8-INH_kDzwktbfHO
Back to Basics: Portfolio Composition, Asset Allocation & Portfolio Risk
Recent market volatility is a reminder that equity markets are inherently cyclical by nature. At the start of the year, the Wall Street Journal profiled investors who used leverage alongside an investment thesis of “buy and hope”— a fortuitous approach during bull...
YOU ASKED: Should I Open the RESP for a Grandchild?
How has the cost of an education grown over time? A look back at the historical cost of undergraduate tuition provides some insight. For those who went to university in the 70s and 80s, tuition was largely in the hundreds of dollars. Today, average undergraduate...
Complement Your Portfolio with Insurance
With interest rates rising substantially from their lows, there has been increased attention to low-risk, fixed-income investments like Guaranteed Investment Certificates (GICs). Yet, there may be alternatives that produce a more favourable financial result, after...
October Market Insights: Is There Something Rotten In The State Of Canada?
The Inconvenient Truth: An Alternative Narrative “Something is rotten in the state of Denmark” – William Shakespeare, Hamlet Download this PDF here. In the grand theatre of Canadian economic governance, a clandestine struggle is waging, echoing the dramatic narratives...
Warren Buffett Speaks: His “Secret Sauce” & More…
What’s in Warren Buffett’s “secret sauce?” In his latest shareholder letter, the Oracle of Omaha shares one of his ingredients for success: dividend-paying stocks. When equity markets are climbing, dividends often take a back seat to capital gains for investor focus....
September Market Insights: The Fed’s High-Wire Act
Discretion is the Better Part of Valour “We are navigating by the stars under cloudy skies.” – Chairman Jerome H. Powell, August 25, 2023 Download this PDF here. The adage, “Discretion is the better part of valour,” has never been more pertinent as the U.S. Federal...
FEBRUARY MARKET INSIGHTS: Trump’s Shadow
Echoes of History and Financial Markets in a Post-Pandemic World As we enter a presidential election year in the U.S., financial markets are resonating with historical echoes. One can particularly recognize the rise of populism after the Civil War, which parallels...
FOR 2024: FOCUS LESS ON THE HEADLINES
It has been 45 years since BusinessWeek declared the “Death of Equities,” warning that rampant inflation was “destroying the stock market” and “to regard the death of equities as a near-permanent condition.”1 These dramatic prognostications haven’t subsided over time,...
Final Thoughts For 2023: Unveiling The Path To A 1.75% Federal Funds Rate
Balancing Churchill’s Caution, Truman’s Expectations, And Gandhi’s Wisdom In The Age Of Chaos “I always avoid prophesying beforehand, because it is much better policy to prophesy after the event has already taken place.” – Winston Churchill In the realm of economic...
2024 Forecast: The U.S.’s Tech-Driven Reinvention
“Never bet against America.”– Warren Buffett Ray Kurzweil, computer scientist and futurist, once said, “The past is over; the present is fleeting; we live in the future.” This sentiment echoes through our current moment as we stand on the threshold of an era defined...
November Market Insights: Riding The Bull In The Midst Of Chaos
Investing Strategies For A New Era Of Growth And Innovation “I never seen you looking so bad, my funky one.” – Steely Dan In the investment world, volatility and uncertainty often reign, evoking a sense of unease. Remembering the call for 3000 on the S&P 500 Index...
October Market Insights: Is There Something Rotten In The State Of Canada?
The Inconvenient Truth: An Alternative Narrative “Something is rotten in the state of Denmark” – William Shakespeare, Hamlet Download this PDF here. In the grand theatre of Canadian economic governance, a clandestine struggle is waging, echoing the dramatic narratives...
September Market Insights: The Fed’s High-Wire Act
Discretion is the Better Part of Valour “We are navigating by the stars under cloudy skies.” – Chairman Jerome H. Powell, August 25, 2023 Download this PDF here. The adage, “Discretion is the better part of valour,” has never been more pertinent as the U.S. Federal...
August Market Insights: Unveiling The Crystal Ball
A Glimpse Into The Future Of Financial Markets From 2024 To 2030 Download this PDF here. In early 2021, I presented a thesis regarding the latest inflation episode and its potential economic implications. At that time, I shared a perspective that differed from the...
Wall Street Is About To Embrace Crypto, And It’s Not What You Think!
A New Era Is Upon UsDownload this PDF here.“Nothing is more powerful than an idea whose time has come.” – Victor HugoThere is an old saying, “never let a good crisis go to waste.” And true to form, Wall Street is capitalizing on the current chaos within...
June Market Insights: Is AI The Next Goldrush?
Terminator vs. R2-D2Download this PDF here.Hollywood and Artificial Intelligence (AI): The Emotional Scars Are With Us TodayIn the movie Terminator, a dystopian society is under attack by artificially intelligent robots that are hell bent on the...
May Market Insights: The FTX Fiasco Has Nothing To Do With Blockchain Adoption.
Huckleberry Finn Is Not Tom Sawyer. Download this PDF here. “Corruption, embezzlement, fraud, these are all characteristics which exist everywhere.” — Alan Greenspan When one thinks of blockchain, one quickly thinks of Bitcoin, NFTs, and cryptocurrencies. Just as so...
Change is the Only Constant: SPRING 2023
“A new technology bids to transform the human cognitive process...redefine human knowledge, accelerate changes in the fabric of our reality and reorganize society.” These are the words of Henry Kissinger on the age of artificial intelligence (AI) and the potential...
HIGHER FOR LONGER INTEREST RATES? HISTORICAL PERSPECTIVES ON THE EQUITY MARKETS
Since the summer, bond yields have risen rapidly. In April, the U.S. 10-year Treasury yield hovered around 3.3 percent; by October, it had risen to 5 percent for the first time in 16 years. This is a substantial increase in just six months. Many market observers...
INVESTMENT TACTICS DURING UNCERTAIN TIMES
After a volatile 2023 in the financial markets, one of the by- products has been that some investors feel inclined to take a more conservative investment stance. How can this be achieved? Selling all of your stocks and holding cash equivalents is one extreme...
THE INVESTING ROAD IS A LONG ONE
As we look forward to another year, after the financial market volatility we experienced in 2023, it may take discipline to stay focused on our objectives, but here are three perspectives: 1. Volatility plays a normal role in the markets. Stock market declines are a...
For High-Net-Worth Investors: Life Insurance for Education Planning
For high-net-worth (HNW) investors, life insurance may provide benefits beyond protection, including helping to support the education costs of a child or grandchild. With the ever-growing cost of post-secondary education, many HNW investors are looking for different...
CPP: FOUR THINGS YOU MAY NOT KNOW
The Canada Pension Plan (CPP) has been in the spotlight as the Alberta government proposes creating its own retirement plan. For the answers to some questions about Alberta’s potential divorce from the CPP, see: https://www.cbc.ca/news/business/cpp-app-pension-...
BEYOND ESTATE PLANNING: FOR 2024, UPDATE YOUR FINANCIAL INVENTORY
As we enter a new year, and in this time of resolutions, why not resolve to take stock of your financial inventory? With over $1.8 billion in unclaimed bank accounts across Canada, the amount of assets that have been simply forgotten over time remains astounding.1...
The Challenges of Women and Wealth Accumulation
Are there gender differences that impact the way we accumulate and manage wealth? In the past, studies have suggested that women tended to approach investing with more risk aversion compared to their male counterparts, leading to the formation of more conservative...
IN BRIEF: REASONS FOR DIVERSIFICATION
In many aspects, the economies of Canada and the U.S. share similarities as developed countries ranked among the top 10 economic powers globally. Over the past two years, we’ve both grappled to curb inflation, with central banks’ actions mirroring each other....
Credit Scores: When Was the Last Time You Checked?
It has been said that “there are two things you should never be without: your reputation and your credit rating. You can destroy them both in an instant and spend the rest of your life trying to get them back.” Over the summer, the long-term credit rating of the...
HOW WELL ARE YOU MANAGING YOUR RRSP? AVOID THESE FIVE RRSP PITFALLS
Registered Retirement Savings Plan (RRSP) season is just around the corner. Beyond the importance of growing funds for retirement, avoiding certain practices can help to save tax or create a bigger nest egg for the future. Here are five RRSP pitfalls: 1. Withdrawing...
WISDOM FROM THE WORLD’S GREATEST INVESTORS: SIX INVESTING RESOLUTIONS FOR 2024
As we begin another year, here are six investing resolutions, alongside words of wisdom, from some of the world’s greatest investors: “Sometimes the tide is with us, and sometimes against. But we keep swimming either way.” — Charlie Munger 1. Keep swimming. Warren...
LOOKING FORWARD: REFLECTING ON A YEAR THAT HAS PASSED
Need some good news? Things may be better than they seem. Understandably, consumer sentiment has lingered at low levels. We’ve been through a lot lately. We’ve persevered through a pandemic, only to face new challenges on the other side, many of which have come about...
Investing in Music Royalties: A Unique Asset with David Vankka
https://youtu.be/LWCRm9UaiRc?si=8-INH_kDzwktbfHO
Unveiling the Secrets of Real Estate Investments with Greg Romundt
In this episode, we sit down with Greg Romundt, the visionary CEO and President of Centurion Asset Management. Get ready to explore the world of real estate investments as Greg takes us on a journey through Centurion's remarkable success. Centurion Apartment Real...
Land Lease Financing for Farmers with Andrea Gruza
In this episode, we talk about land lease financing for farmers. We have the privilege of interviewing Andrea Gruza, the brilliant Managing Partner of Bonnefield Financial—a Canadian finance company with a remarkable mission. Since 2009, Bonnefield has been creating...
2023 Federal Budget with Peter Bowen of Fidelity Canada
Join us for an exclusive interview with Peter Bowen, the VP, Tax Retirement Research at Fidelity Canada, as he gives us an inside look into the 2023 Canadian Federal Budge0t and what it means for individuals and businesses alike. Don't miss this opportunity to gain...
Navigating Private Equity Investing: Insights from Overbay Capital Partners
Join us for an exclusive interview with Dan Brintnell, Managing Director at Overbay Capital Partners, as he gives us an inside look into the world of private equity investing. In this video, you'll learn about the history and mission of Overbay Capital Partners, key...
Managing your Fixed Income in this Inflationary Environment
With bonds being as volatile as stocks, how can you manage your fixed income in this economic environment? Dave and Tyler sit with Sandy Liang, Head of Fixed Income and Lead Portfolio Manager at Purpose Investments, as he talks about the current state of the...
Dr. James Thorne’s Global Market Insights | Center of Influence 2022 Event
What does the future of the global economy hold? With inflation at historical levels and rates keeping on rising, what can we do to abate this economic crisis? Dr. James Thorne, Chief Marketing Strategist at Wellington-Altus Private Wealth, joins us in this year's...
Six Reasons Why: A Business Owner/High Net-Worth Individual Should Look at Life Insurance – Part 2
How can business owners & high net worth individuals use insurance to manage their wealth and other problems? Dave and Tyler are joined again by special guest Neeraj Pardeshi of PPI in the second part of this two-part webinar to elaborate on the potential benefits...
Why Private Equity Can Be a Great Addition and Compliment to Your Portfolio
Dave and Tyler sit down with Daniel Cohen, Director of Private Equity at Fiera Comox Partners to discuss how investing in private equity can help your portfolio. Private equity is the largest alternative asset class, with over $6 trillion in assets under management as...
Canoe Financial Webinar: Energy Investment Strategies
Dave and Tyler are joined by Canoe Financial, sharing the importance of the Canadian Energy Market. With the growth in popularity and awareness of alternative and renewable energy sources, Canoe Financial covers the increasing opportunities for investment within the...
Client Training: Appointing an Authorized Representative
Tower Wealth Advisory Client Education Series: Appointing an Authorized Representative Hosted by: Tyler Cockbain, Portfolio Manager - Wellington Altus Private Wealth Guest Speaker: Justin Nekechuk, Licensed Associate - Wellington Altus Private Wealth